Health Insurance

Individual and family plans are available with subsidies available based on income, household size and other factors. You could possible qualify for low or no cost Health coverage based on your income and househod size. These plans are mostly network specific and available in certain counties through the country. We are licensed in NC, SC, Va, Ga, Tn, Ky, Md and Mi. 

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Subsidies are based on income and household size but there are a few other rules. If you are offered employer coverage through your employer, a spouse's employer or a parent's employer you will NOT be eligible for a subsidy. If you have not filed taxes, you will NOT be eligible for a subsidy. If you are married filing separate, you will NOT be eligible for a subsidy. We know the rules and are happy to answer questions and assist with your health insurance needs.

These policies are based on how you file taxes. That means you can only insure the people that are on your tax return. If you are divorced and do not claim your child/children, you cannot add them to your policy. Children can get their own policy, but would not receive a subsidy.

Open Enrollment is normally November 1st to December 15th, giving you an effective date of January 1st. There are Special Enrollment Periods too. These include: losing credible coverage, turning 26 and losing coverage, moving from another county and your plan is no longer available and many more. We currently have a Low Income Special Enrollment Period for anyone below 150% of the Poverty Level. WE are here to answer questions and assist.

We also offer direct plans without subsidies. We offer every carrier in most states.  Our services are always no charge. Call for a FREE, no obligation quote today. Angie Bennett 704-619-6821